Mortgage Calculator Use this calculator to view the total interest and total payment for a mortgage based on the loan amount, term, and interest rate you enter. Loan Amortization Calculator Use this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount. Retirement Income Planner Use this calculator to evaluate your retirement income plan. Social Security Benefits Use this calculator to estimate your Social Security benefits. Buying vs. Leasing - Auto Use this calculator to determine if you should lease or buy your next vehicle. Children's Education Savings Use this calculator to evaluate and determine if you need to make changes to your college savings plan. Required Minimum Distributions The IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions. Section 125 Cafeteria Plan Use this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay. Financial Ratios This calculator is designed to show you ten different financial ratios. Financial ratios are used as indicators that allow you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability. Regular IRA vs. Roth IRA - Annual Contribution Use this calculator to determine whether a regular IRA or a Roth IRA is right for you.